Ruby J

With a knack for transforming ideas into profitable ventures, J Ruby's entrepreneurial journey is a testament to their unwavering determination and creative genius. Armed with a trusty notepad and a collection of motivational quotes, J starts each day with a burst of inspiration. As a solopreneur, J understands the challenges of the solo path, but their business acumen has led them to remarkable success as a caterer and baked goods distributor. Join J Ruby on this adventure, where passion meets prosperity, and let's unlock your full potential together.

real estate sign in front of house for rent

How to Start a Successful Home Rental Business in a Not-So-Desirable Location

Identify your target market to tailor the design and amenities of the property. Enhance your property’s curb appeal and functionality to attract potential renters to the location. Offer excellent customer service and flexible payment schemes to keep your renters happy. Use various marketing techniques, such as social media, online advertising, and traditional media, to reach […]

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house for sale

A Handy Guide to Buying Your First Home

Assess your financial status and determine your budget to better understand what you can afford.  Understand the mortgage options available to choose one that best suits your needs.  Consult with a mortgage professional and compare interest rates from different lenders.  Hire a real estate agent to help guide you through the process and negotiate on

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couple seeing their newly bought home

Tips for Saving Money When Purchasing a Home

Proper research and understanding of current market trends, financing options, and local real estate laws are essential.  Look into taking out an affordable home loan to help save money on mortgage repayments. Set aside savings for a down payment and closing costs, and consider buying a fixer-upper to get a good deal. Purchasing foreclosure properties can save

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Homeowner renovating home

Renovating a Home: Where You Should Start

Modernize a home design by incorporating natural materials, updating color schemes, adding accents with lighting fixtures, and utilizing smart home technology. Improve a home’s energy efficiency by insulating it, replacing old windows, and installing solar panels. Create a desired look and feel by choosing a design theme and adding personal touches such as artwork or

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pool side

Home Structures That Promote Physical Activity

• Swimming pools provide a low-impact workout and a place for fun activities with family and friends. • Gardening can be both physically challenging and mentally rewarding, with the option of planting fruits, vegetables, flowers, or herbs. • Outdoor playgrounds provide hours of entertainment for adults as well as children without screens. • Sports courts

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How to flip real estate property

Flipping Properties? What to Do for Your Projects

Updating the latest home designs can help investors create attractive and profitable flips. Researching local zoning laws is essential to understand what renovations can be made to the property. Finding reliable contractors with experience and positive customer reviews helps ensure projects are completed on time and within budget. Architects, roofers, and equipment suppliers should all

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A businessman talking in front of other professionals in a office

Building a Business that Builds Leaders

• Investing in leadership training is essential for any business as it helps employees develop their leadership skills and effectiveness. • The first step to developing leaders within your organization is identifying potential leaders by assessing strengths and weaknesses. • Provide resources such as books, seminars, or workshops to help employees practice their leadership skills.

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coupe looking at their dream home

How to Build Your Dream Home as a Couple

Create a wishlist together with your partner to ensure both parties’ needs and expectations are met. Consider professional help from architects or real estate developers for guidance on the design and structure of the home. Calculate available funds, research options, get pre-approved for a loan, and consider additional expenses when setting a budget for the

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two people on construction site

An Introduction to Construction Insurance: Types, Requirements, and Cost

Construction insurance is a type specifically designed to cover the risks associated with construction projects.  Some common types are builders’ risk insurance, business interruption insurance, workers’ compensation insurance, commercial auto insurance, and inland marine insurance.  The requirements will vary depending on the type of project and the specific nature of the work being performed.  The

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Businessman in handcuffs

How Crime Can Impact Your Business

• Property and violent crime have increased since 2014, affecting people of all ages, genders, and backgrounds. • Business owners must understand how theft, cybercrime, vandalism, and fraud can affect their business. • Investing in security measures such as fences, security camera systems, and guards can help protect businesses from crime. • Educating staff about

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